How Often Can I Declare Bankruptcy?
If you have filed for bankruptcy before and received a discharge of debt, you need to wait before you can file for bankruptcy again. The federal bankruptcy code specifies when…
Filling Bankruptcy In San Diego
When many people consider filing for bankruptcy, they think of a painfully long process that will leave them unable to ever obtain a loan again due to poor credit. However, filing for bankruptcy can be a good option for San Diego residents struggling to pay their bills. At BLC Law Center, we will help you understand the bankruptcy filing process in San Diego so you can make the best possible decision on how to move forward. You can take our San Diego bankruptcy attorney help anytime.
Steps to file bankruptcy
Step One: Speak to a Bankruptcy Lawyer
The first step in filing for bankruptcy involves discussing your case with a bankruptcy lawyer. You may be nervous and feeling a mix of emotions about filing for bankruptcy. Speaking with our lawyers will help you understand the bankruptcy process, so it will not seem as intimidating. You will learn whether filing for bankruptcy could help you get the fresh financial start you need.
Step Two: Information Gathering
When you consult with your San Diego bankruptcy attorney, he or she will help you decide which type of bankruptcy will best suit your needs. Most California residents file for Chapter 7 or Chapter 13 Bankruptcy. There are positives and negatives to each kind of bankruptcy. We can help you evaluate your situation and choose the best type of bankruptcy for you.
Once you decide which direction you would like to go in, we will help you gather all of the information you need to file with your bankruptcy application. Our lawyers will help you submit a thorough and accurate application, giving you the best possible result in your case. Bankruptcy Law Center knows which forms to file, how to fill them out, and how to prepare supporting documentation effectively.
Step Three: Attend Credit Counseling
Bankruptcy courts will require you to attend a credit counseling course. You will need to attend one credit counseling course before your bankruptcy is final. After your bankruptcy is final, you will need to attend another course. Do not put off attending these courses. We can help you find a course to attend after you meet with us.
Step Four: Attend a Meeting With Your Creditors
You will need to attend a meeting with your creditors. These meetings are also called 341 meetings. They are essentially public hearings in front of a court-appointed trustee. One of our bankruptcy lawyers in San Diego will help you fully prepare for your 341 meetings and attend it with you to represent your best interest. Sometimes our clients are intimidated by meeting with their creditors, but we will help guide you through the process. BLC Law Center will do the talking for you and advocate on your behalf.
Contact a San Diego Bankruptcy Lawyer Today
If you are interested in learning more about the benefits of filing for bankruptcy and which type of bankruptcy will work for you, our San Diego Bankruptcy Lawyers are here to help. Contact Bankruptcy Law Center today to discuss your case with an experienced bankruptcy lawyer.
